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In its summer conference in Seattle this week, NAIC decided not to enable agents’ commission to be counted as ‘medical care’ beneath the recommendations being drafted to implement the federal health reform law. If we finish up with some mandate that everybody must purchase private insurance it will be a disaster, and if we end up with no wellness care reform that will be very critical for the nation financially. With a new HMO wellness insurance a month later and my medical records forwarded, I was assigned new specialists who renewed my prescriptions for me. After a couple of years, either they dropped my plan or I got rid of them.